When setting up a batting cage franchise, it’s easy to get caught up in the fun involved with such a recreational pastime, as well as the money-making aspects that make batting cage businesses so attractive. But if you ignore the potential liabilities — namely, the high risk of injuries — of such a business, you can get caught off guard and find yourself losing money instead of making it.

Avoiding such financial loss is easy: By investing in and implementing the following basics specifically for batting cage insurance, you can minimize your risk and protect your business.

There are two types of insurance coverage to consider in order to adequately protect your batting cage franchise and its financial assets:

Sport Liability Insurance

General liability insurance protects your business in the event of a lawsuit. For batting cage franchises, such lawsuits primarily involve bodily injury. However, property damage (such as damage to the premises your business rents for the batting cages) can and should also be included in your sport liability coverage.

Accidental Medical Insurance

Accidental medical insurance protects your batting cage franchise from medical costs incurred due to an accidental injury or death that arises during the use of your facilities and equipment.

Important Things to Consider

Beyond the basic types of insurance, you’ll also need to consider and answer the following questions according to the needs of your specific batting cage franchise:

  • How much coverage does my batting cage business need?
  • What specific activities must be covered by the insurance?
  • What are appropriate and sufficient coverage limits for my particular business?
  • How high are the deductibles?

We can help you determine answers to the first three questions, just call us 877.811.2271. The fourth is important for you to ask as you compare carriers. Like with all types of insurance, higher deductibles mean lower rates.

Risk Management Practices

Typically, the insurance carrier will insist that a certain level of risk prevention be implemented by the insured, in order for the insurance coverage to be valid. Such prevention for a batting cage franchise includes risk management practices such as requiring batting helmets, displaying written warnings, hiring qualified professionals, and adequately enclosing the batting cages. A written waiver or release form that needs to be agreed to and signed by the participant (or in the case of minors, a parent or guardian) is often mandatory.

Minimizing Risk from the Beginning

As the old saying goes, those who say they can’t afford insurance are the ones who can’t afford to be without it. Due to the high-risk nature of sports activities, batting cage franchises cannot afford to be without the risk-reducing benefits of insurance. If you are considering starting a batting cage franchise, implementing the aforementioned insurance basics is crucial to protecting yourself and your business from the get-go. If you already run a batting cage franchise, but have failed to pursue such insurance, it’s never too late to get a quote for these insurance basics and protect your financial assets from injury-related lawsuits and medical claims.


Featured Image by Travis Wise under the Attribution 2.0 Generic License.