Why Your Homeowners Insurance Does Not Cover the Event You Are Hosting

Why Your Homeowners Insurance Does Not Cover the Event You Are Hosting

Why Your Homeowners Insurance Does Not Cover the Event You Are Hosting The backyard wedding is booked. The graduation party has eighty guests confirmed. The family reunion spans the whole property, including the yard, the patio, and the detached garage turned beverage station. The host assumes the home policy handles everything, because the event happens at home. That assumption fails more often than any host expects. Homeowners insurance was priced for living in the house, not for running an event on the property. The policy covers the home, not the occasion. What Your Homeowners Policy...