Liability Insurance vs Participant Accident Coverage

Liability Insurance vs Participant Accident Coverage

Liability Insurance vs Participant Accident Coverage If you organize sports events, athletic camps, fitness classes, or recreational programs, you have likely encountered two types of insurance: general liability insurance and participant accident coverage. While both are essential, they serve very different purposes. Confusing the two or carrying only one can leave your organization dangerously exposed. Understanding the distinction between these coverages ensures you are fully protected against the range of risks your program faces. What Is General Liability Insurance? General liability...