Terms & Conditions

Privacy Policy:

We respect and are committed to protecting your privacy. We may collect personally identifiable information when you visit our website. We will not sell your personally identifiable information to anyone.

Security Policy:

Your payment and personal information is always safe. Our Secure Sockets Layer software (SSL) is the industry standard and among the best software available today for secure commerce transactions. It encrypts your personal information – including credit card number, name, and address so that is cannot be read over the internet. Your credit card payment information is not stored on our website. If you are financing the policy premium, you will need to provide the credit card information again prior to the first scheduled premium payment. An email will be sent to you with the finance paperwork details after the policy is issued.

Refund Policy:

All minimum premiums are fully earned at policy inception. Minimum premiums cannot be refunded after the policy effective start date. If premium paid exceeded minimum refund, a pro-rated refund may be issued depending on the event policy.