Below are the details or the “fine print” of the sports event insurance policy. If you would like to speak with licensed agent about Sporting Event Liability Insurance policy details, please call (877) 811-2271.
Sports Camp & Sports Event Insurance Program Highlights
- Admitted Basis
- Occurrence Form Policy
- “A” Rated Insurance Company
- Host Liquor Liability Insurance
- Worldwide coverage for suits brought in the US, US Territories, Canada or Puerto Rico
Who Is Covered
The sports camp insurance, as well as the sporting event insurance program, provide protection for the policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury, liability and the funds to meet litigation costs to defend against such claims. $1,000,000 per occurrence with NO deductible & higher limits are available. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.
Coverage Includes suits arising from:
- All activities necessary to conduct sports program events
- Property damage liability
- Ownership, use or maintenance of facilities
- General negligence claims
- Injury or death of spectators
- Incidental medical malpractice
- Cost of investigation and defense of claims, even if groundless
Exclusions
Claims made by athletic participants, abuse or molestation, aircraft, all acts of terrorism, asbestos liability, assault and battery, collapse of temporary structure, employment related practices, fungi and bacteria, hepatitis, HIV, HTVL, AIDS, transmissible spongiform encephalopathy, lead poisoning, nuclear energy liability, professional liability, pyrotechnics activity, total pollution, war liability and liability for occurrences prior to the effective date of coverage. All of the above are subject to the terms and conditions of the policy. Note: There is no liability coverage for claims arising out of any of the following activities: All motor sports, ballooning, bungee jumping, cheerleading pyramids, gymnastics, inflatables, luge, mountain climbing, parachuting, polo, rock climbing, rodeo or any equestrian related sports, sale/manufacture or distribution of any athletic equipment, skin diving, SCUBA diving, snow skiing, squash, tobogganing, use of saunas or other tanning devices, use of trampolines, water slides, white water rafting, any saddle animal exposures or any extreme activities.