Leisure and Sport Equipment

Protection against theft and damage of sports gear and recreational property

Sport Equipment Insurance Coverage

Our equipment ﬂoater insurance can cover a broad class of personal property for your business, with competitive rates and benefits.

We know your sports gear is expensive and invaluable to your organization’s success. That’s why we offer some of the most comprehensive policies available. We make policies scale-able by offering multiple deductible options, and add-ons to meet your needs. If you need coverage for rented equipment, we can add the rental company as loss payee.

Your gear will be protected whether in use, in transit, at home, or in storage. Coverage is global. Examples of types of property covered are:

Sporting goods & equipment
Gym & fitness equipment
Production & Sound Equipment
Business personal property
Tenant improvements
Sporting event equipment, such as race timing machines & racing chips
Banners
Business Income & Extra Expense (Business Interruption)
Plate-Glass

Sports Gear Insurance Cost

The minimum premium for our equipment floater insurance is $225. Cost from there depends on the replacement value of the equipment you need the insurance to cover.

How to Apply

Use the application linked below to apply for coverage. You will be asked for the value of your “Owned sports, leisure, and recreational equipment.” To compile this number, add up what it would cost to replace all the equipment you’d like covered under the policy. That dollar amount is the number you place in the “Owned sports, leisure, and recreational equipment” field.

Policy Holder Information

Full Legal Name of Policy Holder(Required)

(As it should appear on insurance policy (i.e name of your studio or business)

Contact Person Name(Required)

First Last

Contact Email(Required)

Phone(Required)

Website

Fax

Mailing Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

Is the MAILING address the same as the PHYSICAL Address?(Required)

Yes

Physical Address

Please enter the physical address of your business if different from the mailing address above

Street Address Address Line 2 City State ZIP Code

Please describe your business operation(Required)

Have you ever had an equipment claim in the last 5 years?(Required)

Yes

Please describe all claims including date, payout, and loss details.

Claim #1

Claim #2

Claim #3

Where do you store your equipment the majority of time?(Required)

Does this place have an alarm system connected to an outside monitoring company?(Required)

Yes

Do you travel with your equipment outside the United States more than 5 times per year?(Required)

Yes

Do you ever travel with your equipment to Mexico?(Required)

Yes

Does any of your equipment go under water?(Required)

Yes

Is it in a waterproof protective case?

Yes

Is any single item(s) valued at $150K or more(Required)

Yes

Policy Term

Please select one of the following coverage options:(Required)

I need a SHORT-TERM POLICY (1 day to 11 months) coverage for RENTED Equipment (not including automobiles)

I need an ANNUAL POLICY to cover at least one of the following Equipment types: Owned Production Equipment, Owned Sports, Leisure & Recreation Equipment, Owned Musical Instruments & Sound Equipment, Business Personal Property, Tenant Improvements & Betterments, Rented Equipment from Others

Short-Term Coverage: Policy Terms 1 Day to 11 Months - Rented Equipment Coverage Only (No Automobiles)

Rented Equipment from Others Limit

(Replacement Value, including sales tax, of all equipment being rented)

Rental Pick Up Date

MM slash DD slash YYYY

Rental Return Date

MM slash DD slash YYYY

Description of equipment being rented

Continuing Rental Fees Coverage

(If you have a covered claim, this coverage reimburses your rental company for loss of rental income during your claim handling. This coverage has a 72 hour waiting period from the time the claim is reported in writing to the insurance agent or carrier.)

None

$2,500

$5,000

Currently the policy has a Locked Vehicle Warranty. This means there is no coverage for theft from an UNLOCKED vehicle unless you elect to remove this warranty for an additional 10% of the premium. Would you like to remove this warranty for an additional 10% charge?

Yes

Annual Coverage: Policy Term 12 Months - All Eligible Coverages and Options Available (No Automobiles)

1. Please complete.

At least one limit is required below. Scheduled Items (Other Than Trailers)

Owned Production Equipment

Owned Production Equipment includes: Cameras, camera equipment, sound, audio visual, lighting and grip equipment, communications equipment, portable electric equipment, editing and projection equipment, office personal property, generators, mechanical effects equipment, props, sets, wardrobe, event equipment, theatrical equipment, computer equipment including desktops,laptops and monitors, and all similar personal property and related production and entertainment equipment

Owned Production Equipment Limit

Enter the cost to replace your production equipment in the event of a loss (Replacement Cost Value, including sales tax, of all Owned Production Equipment )

Owned Production Equipment Description

Please provide description of your production equipment.

Owned Sports, Leisure & Recreation Equipment

Owned Sports, Leisure & Recreation Equipment includes: Sporting goods and equipment, gym and fitness equipment, business personal property, tenant improvements, sport event property, race timing machines, racing chips, banners, office personal property, ROTC related equipment, and any related Sports & Recreational equipment.

Owned Sports, Leisure & Recreational Equipment Limit

Enter the cost to replace your sports & recreational equipment in the event of a loss (Replacement Cost Value, including sales tax, of all Owned Sports Equipment )

Owned Sports, Leisure & Recreational Equipment Description

Please provide description of your sports and recreation equipment.

Tenant Improvements & Betterment

Tenant Improvements & Betterment includes: Fixtures, alterations, installations, or additions that become part of a building that you do not own and cannot be legally removed. The tenant improvements and betterments were paid by you and had them installed or personally installed. This does not cover any landlord improvements to the rented space. MUST complete Tenant Betterments section.

Tenant Improvements & Betterment Limit

Enter the cost to replace your Tenant Improvements & Betterment in the event of a loss (Replacement Cost Value, including sales tax, of all Tenant Improvements and Betterment )

Tenant Improvements & Betterments Description

Business Personal Property

Business Personal Property includes: Office Furniture, lockers, rugs, lamps, telephones, laptops, computers, any other similar business personal property.

Business Personal Property Limit

Enter the cost to replace your business personal property in the event of a loss (Replacement Cost Value, including sales tax, of all Business Personal Property )

Business Personal Property Description

Owned Musical Instruments & Sound Equipment

Owned Musical & Sound Equipment includes: Musical Instruments, sound equipment, vintage musical instruments, similar personal property, office personal property, and other related musical equipment

Owned Musical Instruments & Sound Equipment

Musical Instruments, sound equipment, vintage musical instruments, similar personal property, office personal property, and other related musical equipment.

Owned Musical Instruments & Sound Equipment Description

Rented Equipment FROM Others

Rented Equipment FROM others includes: Any of the above equipment classes rented for use not including tenant betterments and improvements.

Rented Equipment FROM Others (Maximum value at any one time)

Enter the replacement cost value of the Equipment Rented FROM others

Rented Equipment FROM Others Description

Please answer the following questions:

For equipment you own, is any single item valued at $5,001 or more (replacement cost including sales tax)?

Yes

Is the equipment value included in the limits you entered into the Equipment Type Chart (Question 1)?

Yes

Please list below ALL single items valued at $5,001 or more showing Make, Model, Serial #, and Replacement Cost (including sales tax). Owned items that are valued at $5,001 or more that are not listed will not be covered under the policy.

Do you have any items that are cutom made?

Yes

If Yes, do you have any custome made equipment valued over $5,000 a piece?

Yes

If yes, please provide the following information in the field below: Description of Custom Made Item, Date Made (if older than 10 years, we will require photos prior to binding), Materials and their Costs, Labor Costs

Note - Custom Items require receipt, work order or appraisal in order to provide a quotation

Tenant Betterments

If you listed a limit in the Tenant Improvements & Betterments section in the above limit section of the application, you are required to answer the questions below.

Are you requesting Tenant Improvements and Betterments Coverage?(Required)

Tenant Betterments require copies of work orders or material and labor receipts in order to be quoted. Please note that Tenant Betterments and Improvements is anything that is permanently fixed or attached to the building structure. If items can be removed without damaging the building structure, they would not be considered Tenant Betterments and Improvements.

Yes

List the location address (where the tenant improvements are)(Required)

Square Footage of the physical location(Required)

What year was the building built?(Required)

Is the building older than 50 years old?(Required)

Yes

If yes, what year was the Heating updated?

If yes, what year was the Electrical updated?

If yes, what year was the Plumbing updated?

If yes, what year was the Roofing updated?

What is the construction type of the building (steel, wood, concrete)?

Does the location have a sprinkler system (active system)?

Yes

Does the location have a fire and burglar alarm connected to a monitoring service?

Yes

What type of security does the premise have, other than burglar/fire alarms?

Do you need to insure a Trailer(s)?

If yes, please answer the additional trailer questions.

Yes

If you need coverage for a trailer(s), you must schedule the trailer(s) below.

Provide the Make, Model, Vin#, year built, and Replacement Value with Sales Tax If the Trailer is older than 10 years, photos of the trailers are required to provide a quotation.

Do you have any equipment that is permanently attached to the trailer?

Yes

If yes, what is the total value of the equipment that is permanently attached to the trailer?

Is any single item of the permanently attached equipment over $5,000 a piece?

Yes

If yes, please provide scheduled equipment info (make, model, serial number and replacement cost)

Where do you store your trailer when not in use? (Please Select One)

Personal residence - away from public view

Personal resident - on driveway

Guarded Parking Lot/garage - not at personal residence location

Other

What kind of security does this location have to prevent the public from entering (Please check all that apply)

Monitored alarm system (connected to a policy station or alarm company)

Unmonitored alarm system (alarm that only makes noise)

Locked Fence

Guarded Security (monitored 24/7)

Does your trailer have an alarm system?

Yes

If yes, please describe:

Does your trailer have a lock?

Yes

If yes, please describe:

Do you ever leave the trailer out overnight at a job or event?

Yes

If yes, please describe:

Will your Equipment be attended/guarded at ALL times (24/7)? (Yes, No, or It will be attended/guarded a majority of the time)

Where is it parked when left overnight at a job or event? (Please select one)

On the event grounds

At the event parking area

Other

Optional Coverages

Do you rent any of your owned equipment to the sole custody of others (unaccompanied by you or your employees)?

Yes

If yes, what is the maximum replacement value of owned equipment that you rent out to others at any one time (unaccompanied by you or your employees)?

Would you like to add coverage for Voluntary Parting and False Pretense?

(this covers your equipment if the person/company renting or borrowing your equipment never returns it)

Yes

If yes, do you require your renters to sign a rental contract that makes them responsible for damages or theft to your equipment being rented?

Yes

Rental Reimbursement Coverage - only available with Owned Equipment Coverage (please select one)

If you have a covered claim, this coverage reimburses your rental fees for equipment rented to continue your business operations.

None

$2,500

$5,000

$10,000

$25,000

Continuing Rental Fees Coverage. Only available with Rented Equipment from Others Coverage (please select one)

If you have a covered claim, this coverage reimburses your rental company for loss of rental income during your claim handling. This coverage has a 72 hour time deductible from the time the claim is reported in writing to the insurance agent or carrier.

None

$2,500

$5,000

$10,000

$25,000

Work Tools and Clothing. Coverage options are per occurrence/per employee limits.

This coverage is a separate limit for work related tools and clothing, such as work uniforms

None

$1,000/$250

$5,000/$500

$10,000/$1,000

Interior/Exterior Plate Glass Coverage.

This covers exterior or interior plate glass (i.e. structural glass) installed by either you or your landlord at your business location.
This DOES NOT cover Mirrors

None

$5,000

Business Income and Extra Expense

If you have a covered claim, this coverage reimburses you after the waiting period for loss of income and expenses to keep your business running such as rent on another location. This coverage is location specific.

None

Yes (Maximum Limit $50,000)

Do you want to add Business Income coverage?

If you have a covered claim, this coverage reimburses you after the waiting period for loss of income. This coverage is location specific.

None

Yes (Maximum Limit $10,000)

If yes, please enter in the limit requested (Maximum Limit: $10,000)

Do you want to add Extra Expense coverage?

If you have a covered claim, this coverage reimburses you after the waiting period for expenses to keep your business running such as rent on another location. This optional coverage is tied to the scheduled location only, which means the claim has to occur at the scheduled location.

None

Yes (Maximum Limit $10,000)

If yes, please enter in the limit requested (Maximum Limit: $10,000)

Enter Limit (Maximum Limit $50,000):

Please enter a number less than or equal to 50000.

Please schedule the location(s) for the requested Business Income Coverage (description, location address, city, state, zip):

Location 1:

Location 2:

I understand that Business Income and Extra Expense is tied to a scheduled location, which means the claim has to occur at the location(s) listed above.(Required)

I understand that Business Income and Extra Expense is tied to a scheduled location, which means the claim has to occur at the location(s) listed above.

Business Continuation Plan

A business continuation plan would be a written document with a plan of action to get your business up and running to minimize down time based on the following 4 key elements. 1-Office Space. 2-Power for this Space. 3-Connectivity (internet/phone). 4-Technology/Hardware Systems.

I understand a Business Continuation Plan must be received in order to bind this coverage.

I understand a 72 hour waiting period applies for Business Income and Extra Expense Coverage. In the states of AL, CT, DE, FL, GA, LA, MA, MD, ME, MS, NH, NJ, NY, NC, RI, SC, TX, and VA, the waiting period is increased to 120 hours.

Locked Vehicle Warranty

This policy has a Locked Vehicle Warranty, which states there is NO coverage for equipment stolen from an Unlock vehicle. Do you want to remove this warranty and thus add back coverage for equipment stolen from an Unlock vehicle for an additional 10% charge?(Required)

Yes

Will you ever leave any equipment in your vehicle unattended?(Required)

Yes

If yes, what is the maximum value of the equipment left UNATTENDED in your vehicle for OWNED Equipment?

If yes, what is the maximum value of the equipment left UNATTENDED in your vehicle for RENTED Equipment?

What kind of vehicle will you leave your equipment in (please describe in detail)

Does the equipment being insured have a GPS tracking device?

Yes

If yes, does the tracking device signal send to a monitored, remote devise or security system?

Does the vehicle have an alarm system?

Yes

If yes, does the alarm signal go to a monitored, remote device or securtiy system? Please explain

What other security measures will be taken to protect the equipment while left in the vehicle?

Where will the vehicle be parked when left unattended? (mark all that apply)

City Street

Residential Street

Residential Garage (private home)

Residential Shared Garage (i.e. apartment complex)

If you marked "Parking Garage" please also mark all that apply below to the parking garage:

With 24 hour security guard and surveillance

With limited surveillance

Restricted Access (Key Card)

Fenced

Gated

Lighted

Not Guarded

No Lot Attendant

Other

How frequent will you leave your equipment in an unattended vehicle? Mark all that apply:

Only if it's an emergency or rare situation when I cannot store it anywhere else

For short periods of time (less than 30 minutes) including for food and bathroom breaks

For hours at a time, but not overnight

For days at a time, including overnight

All the time, including storing it in my vehicle

Other frequencies (please desribe)

Additional Information

How did you hear about us?(Required)

Disclaimers & Signature

I understand that this quote is for equipment coverage and does not apply to vehicles, liability insurance, or workers compensation coverage.
I understand that if I take my equipment to the country of Mexico, there is an automatic sub-limit (cap of coverage) of $25,000 total.
I understand that coverage is worldwide except for countries with US Sanctions.
I Understand that minimum premium is fully earned at policy inception.
I understand that if the policy is cancelled, all minimum premium is fully earned and will not be refunded.
I understand that my policy has a LOCKED VEHICLE WARRANTY. This means that there is no coverage for theft from an UNLOCKED vehicle unless I elect to remove this warranty for an additional 10% of my premium.
I have reviewed and understand the above statements. I certify that the information provided is true and accurate to the best of my knowledge. I understand that providing false information may affect my coverage and even void coverage in the event of a claim.

Applicant Name:(Required)

This field is for validation purposes and should be left unchanged.

Policy details

Leisure and Sport Equipment

Protection against theft and damage of sports gear and recreational property

Sport Equipment Insurance Coverage

Sports Gear Insurance Cost

How to Apply

Policy Holder Information

Policy Term

1. Please complete.

Owned Production Equipment

Owned Sports, Leisure & Recreation Equipment

Tenant Improvements & Betterment

Business Personal Property

Owned Musical Instruments & Sound Equipment

Rented Equipment FROM Others

Please answer the following questions:

Tenant Betterments

Optional Coverages

Locked Vehicle Warranty

Additional Information

Disclaimers & Signature

Anthony Insurance Services